Transaction fees are the costs a business pays for each electronic payment it processes. This fee is typically a combination of a percentage of the sale amount plus a small fixed fee (e.g., 2.7% + 5¢). It’s a collection of separate fees—the interchange fee, assessment fee, and the processor’s markup—bundled into a single charge for simplicity.

Frequently Asked Questions (FAQs)

  • How are Stripe’s transaction fees calculated for Charge for Stripe?
    Charge for Stripe passes through Stripe’s standard pricing for in-person payments. You pay Stripe’s fee for the transaction, plus a small, separate application fee of 1% to Charge for Stripe for using the app.
  • Why are fees for manual card entry higher?
    Fees for manually keyed-in (Card-Not-Present) transactions are typically higher because the risk of fraud is greater when the physical card is not present to be verified by chip or tap.
  • Can I avoid transaction fees?
    Unfortunately, transaction fees are a standard cost of accepting card payments. They cover the services provided by the banks, card networks, and processors that make secure transactions possible.

Related terms: