Tap to Pay, also known as contactless payment, is a secure method for making purchases using a credit card, debit card, or a smart device (like a phone or watch) without needing to swipe or insert a card. The technology uses Near Field Communication (NFC) to transmit payment information over a short distance. Charge for Stripe leverages your phone’s built-in NFC reader to accept these types of payments.
Frequently Asked Questions (FAQs)
- Is Tap to Pay secure?
Yes, it is highly secure. Each transaction uses a unique, one-time code (a token), so your actual card number is never transmitted. This makes it more secure than traditional magnetic stripe swipes. - How do I accept Tap to Pay with Charge for Stripe?
Simply enter the charge amount in the app and hold the customer’s card or smart device near the back of your phone where the NFC chip is located. The app will automatically detect it and process the payment. - Is there a limit on contactless payments?
Yes, card networks and banks often set limits for single contactless transactions for security. If a purchase exceeds this limit, the customer may be prompted to use Chip and PIN instead.
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