A Risk Score is a numerical value assigned to a transaction indicating the probability that it is fraudulent. Stripe Radar assigns a score from 0 to 99. A high score suggests a high likelihood of fraud, while a low score indicates a legitimate transaction.

FAQs:

  • What score counts as fraud?
    Stripe blocks very high scores automatically (e.g., 75+). Merchants can customize the threshold for when to block or review a payment.
  • Why is a score high?
    Factors include IP address mismatch, high-risk country, prepaid card usage, or many rapid transactions from the same device.
  • Can I see the risk score for every charge?
    Yes, if you look at the payment details in the Stripe Dashboard or supported apps, the risk evaluation is usually visible.

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