A Payout is the transfer of funds from your merchant payment account (e.g., Stripe balance) to your external bank account. Payouts happen according to a schedule (daily, weekly, monthly) or can be triggered manually depending on your account settings and region.

FAQs:

  • How long do payouts take?
    Standard payouts usually take 2 business days in the US (T+2), but can take longer (7 days) for new accounts or different countries.
  • What is Instant Payout?
    An optional feature allowing you to transfer funds to a debit card within minutes for a small fee (e.g., 1%).
  • Why is my payout delayed?
    Delays can occur due to bank holidays, account reviews, or if your balance is negative due to refunds/disputes.

Related Terms:

  • Settlement
  • Bank Transfer
  • Instant Payout
  • Rolling Reserve